Based on the legal requirements of Art. 8ff. of the Financial Services Act (FINSA), the sections below provide an overview of Goldbach Capital AG (hereinafter referred to as the «financial institution») and its services.
Goldbach Capital AG
Seestrasse 69
8806 Baech SZ
Switzerland
+ 41 43 888 95 81
info@goldbachcapital.com
www.goldbachcapital.com
The financial institution was established in 2013.
At present, the financial institution is supervised by the self-regulatory organization FINcontrol c/o VQF Financial Services Standards Association (Financial Services Standards Association). With the new Financial Institutions Act (FinIA), all financial institutions will in the future need a license from FINMA to carry out their professional activities as a portfolio manager according to FinIA Art. 17. The deadline for submitting the application was the end of 2022. The financial institution submitted the application to the competent licensing authorities for authorization as a portfolio manager in October 2022. The future authorization status can be found on the homepage.
The financial institution is audited and reviewed by the auditing company AML Revisions AG both in terms of supervisory law and in terms of obligations. The address of the FINcontrol AG and ALM Revisions AG can be found below.
FINcontrol Suisse AG
c/o VQF Financial Services Standards Association
General-Guisan-Strasse 6
6300 Zug
Switzerland
+41 41 763 28 20
info@fincontrol.ch
www.fincontrol.ch
AML Revisions AG
Hohlstrasse 560
8048 Zürich
Switzerland
+41 44 533 82 00
zuerich@aml-revision.ch
www.aml-revision.ch
The financial institution is affiliated with the independent ombudsman OFS (Ombud Finance Switzerland), which is recognized by the Federal Department of Finance. Disputes concerning legal claims between the client and the financial services provider should be settled by an ombudsman's office, if possible, within the framework of a mediation procedure. The address of the ombudsman’s office is stated below.
OFS Ombud Finance Switzerland
16 Boulevard des Tranchées
1206 Geneva
Switzerland
+41 22 808 04 51
contact@ombudfinance.ch
www.ombudfinance.ch
The financial institution provides investment advisory and portfolio management services.
In the case of a transaction-based investment advisory mandate with the financial institution, a recommendation relating to individual financial instruments is provided to the client. The decision to buy or sell remains always ultimately with the client.
The financial institution does not guarantee any yield nor performance of investment activities. The investment activity can therefore lead to an appreciation or a depreciation in value.
Financial service providers are required to classify their clients into a client segmentation according to the law and adhere to the respective code-of-conduct. The Financial Services Act provides for «retail clients», «professional clients» and «institutional clients» segments. For each client, a client classification is determined within the framework of the cooperation with the financial institution. Subject to certain conditions, the client may change the client classification by opting out. The financial institution does not serve retail clients, only professional and institutional clients.
The investment advisory and portfolio management services involve financial risks. The brochure «Risks associated with Financial Instruments Transactions» can be found at www.swissbanking.org.
Clients of the financial institution may contact their relationship manager at any time if they have any further questions.
For a description of the various risks that may arise from the investment strategy for clients’ assets, please refer to the relevant Non-Discretionary Investment Advisory Agreement or Discretionary Asset Management Agreement.
A fee is charged for the services rendered, which is usually calculated on the assets under management and/or on a performance basis. For more detailed information, please refer to the relevant investment Non-Discretionary Investment Advisory Agreement or Discretionary Asset Management Agreement.
In connection with the financial services offered by the financial institution, economic ties may exist with third parties. The acceptance of payments from third parties as well as their treatment are regulated in detail and comprehensively in the respective Non-Discretionary Investment Advisory Agreement or Discretionary Asset Management Agreement.
The financial institution basically follows an «open universe approach» and tries to make the best possible choice for the client when selecting financial instruments.